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Rethinking the Fintech Back-End

Annie Hockey, Column
In conversation with: Emily Ma, Stanford University

Annie Hockey, co-CEO of Column, tells the story of how she and her cofounder decided to buy a banking charter. The fintech industry is constrained, she says, because companies have to partner with banks on the back-end due to complex government regulations. Column seeks to lower the barrier to entry by being a better partner to developers building new financial products.